Characteristics

  • Loan granted in LBP
  • Interest rate = 0%   (APR 0.65% - 30 years loan, excluding property insurance) 
  • Amount of credit granted = Amount of credit repaid


Features

  Description
Loan
amount
Maximum 1,200,000,000 LBP
Period (Fixed duration) 10, 15, 20, 25 or 30 years
  Self-financing   

Financing a minimum of 25% of the home value for residents and 35% of home value for expats, and a prepaid amount which varies with the loan’s duration as follows:

30 years: 20% of the home value

25 years: 22.5% of the home value

20 years: 25% of the home value

15 years: 27.5% of the home value

10 years: 31% of the home value

  Type of apartment Primary residence








Refund

  Description
  Interest rate 0% (Rate = 25% x TB (1 year) -1.3375%) 
  Grace period  0
  Application fee  0
  Expert fee  

USD150 - USD200 (Depending on the region)

  Early repayment   

Subject to BDL’s agreement with a penalty being levied in case of fully settling the loan prior to 7 years from the date of loan start.



Guarantees

  • Be employed for more than 1 year and self-employed for more than 2 years.
  • Lebanese for more than 10 years.
  • A first degree mortgage guarantee.
  • Life insurance & fire insurance.

How much can you get?

LBP
Max Loan amount is 800,000,000 LBP
LBP

25% of Property price

Property price

years

10 years

30 years

Your Loan Amount:

LBP 0

Your Monthly payment:

LBP 0

Numbers of payments:

30 Months

Pre-Payments amount:

LBP 0

Interest Rate:

0 %

These numbers are for simulations and do not have any obligations towards BSL BANK. The numbers might not be 100% accurate