BSL’s welcoming Housing Loan without limitation on the maximum amount and low fixed interest rates, makes having a home a viable option. Whether you need help to buy your first home or want to invest in real-estate, the key to unlock the door is here.

Use To finance the purchase of a new home
Designed For Individuals and families
Loan Period Up to 15 years
Interest Rate Starting 4.5% (LBP)
Conditions / Eligibility

Applicant must be minimum 21 years old and should not exceed 64 at the maturity of the loan
Applicant should have a minimum salary of USD 2.000
Applicant should have minimum two years experience within the same field
Life insurance on the total loan amount, decreasing according to the loan amount
Monthly payment should not exceed 1/3 of the salary for an employee, or 1/4 of income for self-employed applicants
Edge

Empowers people to quickly purchase their home or invest in property with competitive funding rates
Offers the advice and assistance needed to move ahead with the funding

Benefits No limitation on the maximum amount
Fixed interest rate scheme possible
No files fees
No certified expert fees

Housing Loan programs
  PCH BSL Housing Loan LBP BSL Housing Loan USD
Loan Amount LBP 270 Millions  No limitation on maximum amount No limitation on maximum amount
Currency LBP LBP USD
Interest Rate 40% interest on LBP Treasury Bills 2 years + 3.5%
The interest rate is revised every 2 years on the remaining balance of the loan		 Starting 4.5% Starting 7.5% (40% of 1 year Treasury Bills + 3% LIBOR 3 months + 3.5% (min. 7.5%)
Minimum Down Payment 20% 20% down payment 50%
Period Up to 30 years Up to 15 years Up to 7 years
Conditions -A minimum of two years working experience in the same field
-Monthly Min. Income
LBP 900.000
-Family income should not exceed LBP 5 Millions 		 -A minimum of two years working experience in the same field
-Monthly Min. Income USD 2.000 		-A minimum of two years working experience in the same field
-Monthly Min. Income USD 2.000
Guarantees 1-1st rank mortgage
2-Life insurance
covering death, total disability and war risks
3-Fire insurance 		1-1st rank mortgage
2-Life insurance covering death, total disability and war risks
3-Fire insurance 		1-1st rank mortgage
2-Life insurance covering death, total disability and war risks
3-Fire insurance
Commission -Certified expert fees
-File fees 		None -Certified expert fees
-File fees